Can You Wear Socks With Loafers? 10 Different Loafer Styles

Loafers have been popular for many generations. 

Upgrade your outfit with a pair of loafers - they add a little bit of dash to your overall look. 

When you look at the feet of people around town, you often see fashionable people wearing loafers. Loafers come in various designs and colours.

Today, I will introduce different loafer coordinates and how to match them with socks. 

Can You Wear Socks With Loafers?

We don’t recommend wearing your loafers without a pair of socks. 

From keeping our feet from smelling (worse than it does) and protecting it from wounds, socks serve a wide range of protective functions for our feet (and nose). 

During warmer months, you might want to choose a pair of thin cotton-blend socks. Since cotton is lightweight and breathable, it is absorbent and great for sweaty feet on a hot summer’s day. 

Are You Supposed to Wear Socks With Loafers?


We don’t recommend opting out of socks for that barefoot look.

Socks can ease the friction caused by walking and can also help fight off odour. 

Expect blisters and chaffed feet if you’re going without socks. 

Not to mention, the next time you go put on your ankle boots or leather shoes, they’ll reek of a nasty odour and you’ll be sorry you went without socks. 

Don’t want to ruin your sockless look? Try a pair of no-show socks.

Like the name suggests, no-show socks are low-cut socks that fit just above the heel collar. They’re also called sock liners or invisible socks. 

They act as a protective layer between your feet and the inside of your shoe. 

Their moisture-wicking property will also help pull sweat and moisture away from the skin and into the exterior of the fabric making it easier to evaporate. 

What Kind of Loafers Do You Have?

What Are Penny Loafers?

Penny loafers are moccasin-style leather shoes that do not have laces. They have a “saddle” that sits on the top of the shoe across the instep. 

The origin of the name comes from an interesting story. 

The saddle that runs across the instep has a small little “lip-like” cut that is the perfect size for a small and round object, like a penny. 

At that time, a penny was also the cost of a phone call. 

This was perfect for students who were drawn to this flashy embellishment, as it also provided a practical function.

What Are Tassel Loafers?

Tassel loafers look like penny loafers, but instead of a “lip-like” slit on the saddle of the instep, it is adorned with tassels. 

They feature different styles of tassel designs, for example, knotted or frayed laces.

What Are Snaffle Loafers?

Snaffle loafers are regular loafers with a thin snaffle trim detail that runs across the surface of the shoe. 

These shoes do not have a tying or fastening system and can easily be slipped on and off. 

These loafers can be worn by both men and women.

What Are Apron Loafers?

The apron loafer, just like the name suggests, has a small extra piece of fabric sitting on the top of the shoe, just like an apron. 

There can be some sort of embellishment that sits on top of the apron-like piece of leather, like a ribbon.

What Are Espadrille Loafers?

An espadrille loafer is a casual and flat shoe that is often made of cotton fabric or canvas.

The soles are often made of esparto rope. 

What Are Belgian Loafers?

The Belgian loafer is a casual, often fabric, slip-on shoe that features a small bow on the top.  

These shoes are manufactured in the city of Izegem, Belgium’s historical centre of the country’s shoe industry.

What Are Kiltie Loafers?

The kiltie loafer is a slip-on loafer with a decorative fringed panel that sits on the saddle of the shoe. 

The function of the extended piece of fabric is to keep the instep protected. 

What Are Pump Loafers?

Pump loafers are a hybrid between pumps and loafers. 

Just imagine a pair of loafers on a raised, usually, thick heel. 

What Are Slipper Loafers?

Slipper loafers are extremely casual and look just like slippers. 

There are various different styles, but are usually laid-back and don’t have much designs or embellishments on it. 

What Are Horsebit Loafers?

Horsebit loafers have a signature snaffle hardware. 

They are timeless and best paired with a polo or oxford shirt. 

What Socks to Wear With Loafers?

Matching Socks by Colour

Before talking about how to coordinate loafers and socks, let’s look at three classic colours: white, black and red. 

If you have socks in these 3 colours in your sock drawer, you can change the overall vibe of your loafer looks. 

White Socks with Loafers 

The white socks add an airy and light feeling to the loafers, which usually has a solid feel. 

White socks add a clean and neat feeling to the feet. 

By adding contrast with a pair of dark-coloured loafer, the shoe design will seem more attractive.

Black Socks with Loafers

A pair of black socks with a pair of black loafers looks sharp and pulls your entire look together. 

This black on black combination is recommended especially for when you are introducing many other colours to your outfit.

Red Socks with Loafers

Red socks are a perfect accent to any outfit. 

As it is an eye-catching colour, it adds a little fun pop of colour to your entire outfit. 

It may look flashy at first glance, but it goes well with a solid dark-coloured loafer!

Matching Socks by Kind

Depending on the style you’re going for, you’re going to want to choose the style of your sock accordingly. 

A pair of no-show socks will help you achieve that barefoot look while keeping your feet clean, while a pair of knee highs will give off a preppy vibe.

Ankle Socks with Loafers

Ankle socks cover the entire foot and sit right at the ankle.

They started gaining popularity in the 1930’s with the rise of popular pastimes like sports and tennis. 

People had to switch from long socks to a short pair of ankle socks that allowed the leg to bare while looking stylish. 

To this day, ankle socks are still great for sports since they’re short enough to keep tucked hidden away in your sneakers. While at the same time, keeping your feet protected from friction and foul-smell. 

They’re small enough to not need folding when you put them away in your sock drawer.

But thick and sizeable enough to keep your feet protected during vigorous sports. 

Crew Socks with Loafers

Arguably, the most popular type of causal socks, crew socks are thick socks that are ribbed. 

Common materials used to make crew socks are made of cotton or a blend of natural and synthetic fibres. 

In terms of design, they can be plain or adorned with simple designs like red or navy stripes at the opening of the sock. 

They are a great option for both sports and everyday casual wear among young people. 

Knee High Socks with Loafers

Knee high socks fit either below or slightly above the knee, depending on the brand and maker of the sock.

Knee high socks are often worn with girls’ school uniforms, therefore knee highs are associated with a preppy look.

Use a pair of knee highs to give your outfit an edgy look!

No Show Socks with Loafers

No-show socks are low-cut socks that fit just above the heel collar. 

They’re also called sock liners or invisible socks. 

They act as a protective layer between your feet and the inside of your shoe. 

Their moisture-wicking property will also help pull sweat and moisture away from the skin and into the exterior of the fabric making it easier to evaporate. 

Matching Socks by Pattern

Not only do patterned-socks give off a sense of individuality, they also lift up your look. 

We will be looking at some traditional and non-traditional patterns.

Select your patterned socks according to the occasion or look you’re going for.

Traditional Patterns


Pinstripes are characterized by very thin and narrow stripes. 

If you’re wearing something with pinstripes, you could go for a pair of pinstriped socks of the same shade.


The argyle pattern features diamonds of various colours on a knitted plain background. 

In a formal setting, you may want to opt for a pair of argyle socks in muted tones. 


Ribbed socks are the most common pattern in casual socks.

Not only are the patterns subtle, they also have a functional purpose. 

Ribbing allows socks to stay up better. 

Non-Traditional Patterns


Stripes are less traditional and more of a contemporary pattern. 

Thick stripes are much less casual than thin stripes. 

In a casual setting, you might want to choose thick stripes. 

Whereas in a more formal setting, pinstripes are the way to go. 

How to Wear Loafers

Loafers are extremely versatile and are enjoyed by both men and women. 

They can be worn in almost any occasion from a formal workplace to a casual setting. 

Let’s take a look at how to wear loafers in two different settings

How to Wear Loafers: Men

Loafers for Formal Occasions

In a business setting, try to keep the colours in your look to a minimum. 

Unlike everyday casual clothing, it is better to incorporate only two or three colours in your look when wearing a suit. 

For example, a pair of black socks would pair nicely with a grey suit and brown loafers. 

If you are also wearing a tie, try to match the colour to your suit or shoes.

Loafers for Casual Occasions

The combination of a suit with brown shoes is perfect not only for business settings, but also for parties and other casual settings. 

In these cases, a pair of black shoes may look too formal and conventional. 

Brown shoes are contemporary and modern, yet grounded. They will do well in casual settings that still require some formality. 

How to Wear Loafers: Women

Loafers for Formal Occasions

In a formal or business setting, if you are opting for a pair of loafer pumps, you might not want your socks to stick out. 

In this case, a pair of no-show socks is the way to go. 

They will keep your feet clean and shoes smelling fresh without ruining your sockless look.

Loafers for Casual Occasions

In a casual setting, perhaps opt for a pair of bright or fun colours. 

Red socks add a splash of colour but can also add a little bit of femininity to your overall look. 

If you’re struggling with choosing the right pair of socks to go with your loafers, just remember the general rule of thumb:

Match the colour of your shoes with the colour of your socks. 

If you match the colour of your socks to the colour of your shoes, your entire look will appear uniform and balanced.


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